Government
Loan Programs
A mortgage loan that is insured or guaranteed by a federal
government entity such as the Federal Housing Administration
(FHA), the U.S. Department of Veterans Affairs (VA), or
the Rural Housing Services (RHS).
Examples of our Government Loan Programs include:
FHA – Ideal for the first time homebuyers
with low to moderate income. Government insures loans, backed
by the FHA requiring a smaller down payment. The interest
rates are typically lower. FHA offers both fixed and adjustable
rate mortgages.
VA – You must be a qualified veteran.
Government insured loans, backed by the Department of Veterans
Affairs typically requiring no down payment. Interest rates
are usually lower.
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