Step 2 – Home Advisor will contact you to discuss loan options.
(Pre-Approval Letter, Appraisal, Contract)
We’ll contact you for authorization to obtain your credit report.   Once we’ve reviewed
this information, we’ll issue your pre-approval letter, which gives you the clout of an
“all-cash” buyer.  As you begin looking for a home, we’ll begin looking for the best loan
to meet your specific needs.  Your Real Estate Agent will use your pre-approval letter to
negotiate the best deal for you.
 
Important Note:  Each time you authorize a lender to pull your credit, your “credit-risk
score” may lower.  This score is extremely important to your overall credit evaluation in
the underwriting process for your mortgage loan.
 
Next- When you’ve selected a property and have a contract with the seller, the next step
is to order a property appraisal.  Provide a copy of the contract to your home advisor.